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If you’re planning on buying a home, getting pre-approved for a mortgage should be one of the first things on your to-do list. Not only will it give you a better understanding of your borrowing power, it can put you in the best position possible to make a strong offer when you find a home you love.
On average, over 11,000 homes sell every day, and yours could be one of them. In the time it took you to read this post, another 8 homes sold.
Your credit score doesn’t have to be perfect to qualify for a home loan.
The key to a successful homebuying savings strategy? Being informed about what you need to save for. When you understand what to expect, you can plan ahead.
In tough times, knowing your options can bring peace of mind. Forbearance isn’t just a financial tool — it’s a lifeline. And while the recent increase in forbearance rates might make headlines that give you pause, the truth is this option is working exactly as it should: helping those who need it most get through difficult moments without losing their homes.
The housing market is always shifting, and 2025 will be no different. With rates likely to ease a bit and prices rising at a more normal and sustainable pace, it’s all about staying informed and making a plan that works for you.
If you’re torn between buying now or waiting, don’t forget that it’s time in the market, not timing the market that truly matters.
Let’s make this the year you accomplish this goal. Call us to get started.
Saving for your first house isn’t about perfection – it’s about progress. A solid plan, a little discipline, and a clear goal will take you further than you think.
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